Historic Mobile is always filled with adventures and events each week of each year. Walk around downtown Mobile or take a walking tour of the historic homes and feel the presence of the past—Mobile’s history and its people.

Also, consider the following November events
in the downtown area of historic Mobile.

The “Greek Fest” is from the 5th to the 7th of November, 2009 and experience the sights and sounds of a “Holiday in Greece!” The event is located at the Annunciation Greek Orthodox Church on Ann Street between Dauphin Street and Government Street. A delicious “Taste of Greece” with entertainment on the grounds of the Hellenic Center next to the church always has many people enjoying live Greek dancing and music. There will be an abundance of wonderful traditional food, such as, roast lamb, Grecian chicken, dolmathes, pastichio, spanakopita. For more information visit this site, http://www.GreekFestMobile.org/, or call (251) 438-9888.

The “Lighting of the Trees” celebration will be held on Friday, 20th November 2009, in downtown Mobile’s Bienville Square beginning at 5pm. Join Santa as the holiday season is kicked off! There will be holiday sights and sounds to amaze. Between the Holiday Gift & Farmers Market, festive children's activities, carolers and crafts, and other local entertainment all evening, there is sure to be something for children of every age. For more information visit this site, http://www.NCSMobile.org, or call (251) 208-7540.

A world of entertainment awaits you at the annual “Mobile International Festival” at the Mobile Civic Center Main Arena on Saturday, 21st November 2009, from 10:00 am to 5:00 pm! The Gulf Coast’s premier international cultural event is celebrating 25 years of exciting family fun. Enjoy the adventure of firsthand experience of varied cultures. See the arts and crafts, hear the sounds, be entertained, participate in children's activities and taste the flavors of the world. For more information, please visit this site, http://www.MobileInternationalFestival.org, or call (251)470-7730.

Looking for city of Mobile “Certified” Home Appraisers in historic downtown?
Then look no further than Al Cheney, Cheney Appraisal Services, for “Certified” Residential Appraisals and FHA Appraisals in the historic areas of downtown and midtown areas.

Al Cheney also covers other outlying areas of
Mobile County, Baldwin County, and the Eastern Shore
(Daphne, Fairhope, Montrose, Mullet Point, Point Clear, Spanish Fort).
Al Cheney is an Alabama “Certified” Residential Real Property Appraiser
for the State of Alabama and a FHA Approved Appraiser,
with over 30 years of real estate experience.

Are you an owner looking to sell your home in historic Mobile? Cheney Appraisal Services offers only a $225 full appraisal report fee within the city limits of Mobile and a $250 fee for all other areas within Baldwin County and Mobile County.

Al Cheney will give you a specially designed and targeted appraisal report with a derived value opinion estimate, value range estimate, and other necessary marketing information to assist you in selling your home. If you are unsure of what asking price to offer, then isn’t having a “Certified,” specialized, professional appraisal report your answer for a more
targeted marketing strategy and a quicker sale of your home?
Call and talk to Al Cheney today!

Please visit these web sites, http://www.CheneyAppraisalServices.com, http://www.MobileAlabamaFHARealEstateAppraisers.com, and http://www.RealtyLeaders.biz for more information on fees, services,
Mobile’s history and real estate, and the Mobile Bay Metro Area,
Baldwin County and Mobile County of Alabama.
Call Al Cheney at (251) 533-2424 with any additional questions.

Are you ready to order your city of Mobile, Alabama appraisal assignment?
Then, please click this web site link, https://cheneyappraisalservices.appraiserxsites.com/iFrame.aspx?FileName=client.x&ReferrerGUID=d4142893-75d8-4681-997d-eaa83d48b8cb#top, an online ordering system for your convenience. You may also send your city of Mobile
appraisal assignment order by facsimile, (251) 252-7737.

The mailing address is Cheney Appraisal Services,Post Office Box 7907, Spanish Fort, Alabama 36577-7907.

"Two Economic Projects Which Will Promote Growth For Bay Minette, Alabama And The Mobile Bay Metro Area!"

Bay Minette, Alabama may capture two large economic projects benefiting the town as well as the Mobile Bay Metro Area.

Earlier in October, HK Motors indicated its strong interest in wanting to build an automobile plant in the northern part of Bay Minette.

Now, an economic project in the aerospace industry has set its sights on Bay Minette. The announcement will be on Monday, 26th October, according to news sources.
______________________________________________________

Looking for Bay Minette, AL Home Appraisers? Then, look no further than
Cheney Appraisal Services for all “Certified” Home Appraisals in Bay Minette.
Al Cheney also covers all of the Eastern Shore
(Daphne, Fairhope, Montrose, Mullet Point, Point Clear, Spanish Fort)
as well as other areas within Baldwin County, Alabama.
Al Cheney is an Alabama “Certified” Residential Real Property Appraiser,
FHA Approved Appraiser, with over 30 years of real estate experience.

Are you an owner looking to sell your home? Cheney Appraisal Services offers only a $225 full appraisal report fee within the city limits of Mobile and a $250 fee for all other areas within Baldwin County and Mobile County. Al Cheney will give you a specially designed appraisal report with a derived value opinion estimate, value range estimate, and other necessary marketing information to assist you in selling your home. Are you unsure about what sale price to offer? Then isn’t having a “Certified,” specialized, professional appraisal report your answer for a more targeted marketing strategy and a quicker sale of your home?
Call and talk to Al Cheney today!

Please visit these web sites, http://www.CheneyAppraisalServices.com, http://www.MobileAlabamaFHARealEstateAppraisers.com, and http://www.RealtyLeaders.biz for more information on fees, services,
Bay Minette real estate, and the Mobile Bay Metro Area,
Baldwin County and Mobile County of Alabama.
Call Al Cheney at (251) 533-2424 with any additional questions.

Are you ready to order your Bay Minette appraisal assignment?
Please click this web site link, https://cheneyappraisalservices.appraiserxsites.com/iFrame.aspx?FileName=client.x&ReferrerGUID=d4142893-75d8-4681-997d-eaa83d48b8cb#top, an online ordering system for your convenience. You may also send your Bay Minette appraisal assignment order by facsimile, (251) 252-7737.

The mailing address is Cheney Appraisal Services, Post Office Box 7907, Spanish Fort, Alabama 36577-7907.
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Are You Wanting To Live Near Fairhope, Alabama? Appraisers In The Fairhope Area Say, Look At "Stone Creek" As A Possible Place To Live!

The Stone Creek Subdivision is located along the east side of Alabama State Highway 181, approximately 2 miles south of Fairhope Avenue, and about 4 miles East Southeast from the town center of historical Fairhope, Alabama.

Stone Creek, Phase 1, Subdivision was developed on around 330 acres, formerly a hunting preserve. This first phase has 78 lots per record with about 18 common area & green belt parcels.

The developer’s concept is a village community with a lodge, rock water features, stocked lakes, swimming pool, tennis courts, village shopping center, walking trails and a wetland preserve.

The majority of the homes will range from 2,400+- square feet to 4,500+- square feet with primarily four bedrooms and three to four bathrooms. There are only a couple of homes having three bedrooms and one home having six bedrooms according to the online records.

The Average List Price is around $443,462 for the month of October 2009, down $54,624+- when compared to July 2009 having an Average List Price of $498,086.

The Average Sale Price is around $485,583 for the month of October 2009, down only $1,384+- when compared to July 2009 having an Average Sale Price of $486,967.

The Listing Price To Sales Price Ratio is now approximately 90.986% for the month of October 2009. The month of July 2009 the ratio was 98.02%.

The REALTOR online records indicates the Lowest Price Listing is now $381,500 for the month of October 2009 (July 2009 was $369,900.). The Highest Price Listing is now $573,500 (July 2009 was $795,000.).

The Stone Creek "Months Of Housing Supply" calculates to be around 11.94 months for the list to sale time period. Although, Stone Creek appears to have more stable property values when reviewing the calculated inventory analysis for the subdivision.

The above information was obtained from the Baldwin County Association of REALTORS, Albert M. Cheney, Certified & Approved FHA Appraiser, (251) 533-2424, is an associate member of this REALTORS’ organization. (Appraisers Daphne, Fairhope, Spanish Fort, Alabama)

"New Home Sales May Climb 30% in 2010, Goldman Says." This article provided by Al Cheney, Alabama Certified Residential Real Property Appraiser.

By John Gittelsohn

Sept. 24 (Bloomberg) -- New U.S. home sales may jump 30 percent next year, buoyed by low mortgage rates and a “greater than 50 percent probability” that Congress will extend a tax credit for first-time buyers, Goldman Sachs Group Inc. said.
New home sales in California will lead as property values rise and transactions climb to more than 525,000 nationally, analysts led by Joshua Pollard wrote in a note to investors. The firm raised its recommendation for D.R. Horton Inc., Meritage Homes Corp., Toll Brothers Inc. and M.D.C. Holdings Inc.
“Phrases like ‘the worst is well behind us’ and ‘things remain encouraging’ capture the mood of many constituents we met with on residential real estate,” Pollard said after visiting California. “The mood was much more negative on commercial real estate.”
The Mortgage Bankers Association’s index of applications to purchase or refinance a home rose 13 percent in the week ended Sept. 18. Sales of single-family new homes in July were on pace to be 433,000 this year after declining for three years, the Department of Commerce reported Aug. 26. Builders sold a record 1.28 million properties in 2005, the peak of the U.S. housing boom.
The Goldman Sachs forecast is based on the assumption Congress will extend or amend an $8,000 tax credit for first- time homebuyers that was instituted to rescue the housing market from free-fall. The credit is scheduled to expire Nov. 30.
No ‘Double-Dip’
“We give a greater than 50 percent probability of a federal tax credit extension which should allay fears of a ‘double dip’ in housing,” Pollard wrote.
Pollard added Scottsdale, Arizona-based Meritage to his “buy/attractive” list. He also rates Fort Worth-based D.R. Horton, Denver-based M.D.C. and Horsham, Pennsylvania-based Toll Brothers as “buy/attractive.
Ryland Group Inc., Hovnanian Enterprises Inc., and NVR Inc., were raised to “neutral/attractive” from “neutral.”
Meritage rose $1.29, or 6.4 percent, to $21.44 in New York Stock Exchange composite trading at 4:03 p.m. Horton fell 52 cents, or 4.2 percent, to $11.93; Toll dropped 47 cents, or 2.3 percent, to $20.21; and M.D.C. declined 96 cents, 2.6 percent to $35.62.
The 12-member Standard and Poor’s Supercomposite Homebuilding Index fell 2.8 percent. It’s up 29 percent year- to-date.
To contact the reporter on this story: John Gittelsohn in New York at johngitt@bloomberg.net.
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Mobile, Alabama and the area communities of Daphne, Fairhope and Spanish Fort should have some similar good signs of improvement as we get into the second and third quarters of 2010, in the opinion of this Certified Residential Real Property Appraiser, Al Cheney, Mobile, Alabama.
Go to http://www.MobileAlabamaFHARealEstateAppraisers.com for articles, comments, opinions and other periodic information.

Certified And FHA Appraisers Want You To Know About The Baldwin County Home Builders Association's 20th Annual Parade Of Homes!

Baldwin County
Home Builders Association,
20th Annual Parade of Homes

The 2009 Parade of Homes will take place September 19, 20 and September 26, 27. Homes will be open to the public from 10 a.m. to 5 p.m. An optional $2 donation can be made at the Showcase Homes to benefit local housing charities. Admission to all other homes is free.

There are 41 homes within the 2009 Parade of Homes. These homes are located in the following Baldwin County towns and subdivisions:

Arbor Ridge, Lillian, Alabama 36549
Arlington Farms, Fairhope, Alabama 36532
Ashford Park, Foley, Alabama 36535
Aspen Creek, Foley, Alabama 36535
Austin Park, Daphne, Alabama 36526
Avalon, Daphne, Alabama 36526
Beau Chene Estates, Loxley, Alabama
Bellaton, Daphne, Alabama 36526
Cambridge Park (Phase II), Foley, Alabama 36526
Edington Place, Fairhope, Alabama 36532
Fairfield Pointe, Fairhope, Alabama 36532
Fruit & Nut District, Fairhope, Alabama 36532
Greythorne Estates, Fairhope, Alabama 36532
Huntington Woods, Fairhope, Alabama 36532
Idlewild, Fairhope, Alabama 36532
Landsdown, Daphne, Alabama 36526
Madison Place, Daphne, Alabama 36526
Meadow Run Estates, Gulf Shores, Alabama 36542
The Meadows At Point Clear, Fairhope, Alabama 36532
Oldfield, Fairhope, Alabama 36532
Ottawa Springs, Daphne, Alabama 36532
Palmer Place, Robertsdale, Alabama 36567
Parish Lakes, Gulf Shores, Alabama 36542
Pebble Creek, Gulf Shores, Alabama 36542
The Peninsula Golf & Racquet, Gulf Shores, Alabama 36542
Quail Creek Estates, Fairhope, Alabama 36532
Rolling Meadows, Daphne, Alabama 36526
Sandy Ford, Fairhope, Alabama 36532
Sehoy (Phase IV), Daphne, Alabama 36526
Shadyfield Estates, Summerdale, Alabama 36580
Sonora Place, Foley, Alabama 36535
Stone Creek, Fairhope, Alabama 36532
The Waters At Fairhope, Fairhope, Alabama 36532
Whisper Woods, Spanish Fort, Alabama 36527
Wolf’s Run South, Elberta, Alabama 36530

BUILDERS AND CONTACT INFORMATION

Achee Properties
Pat Achee

251-928-1960

Adams Homes
Mary Lou Baker
251-625-0601

Aiken Design & Construction, Inc.
Tom Aiken
251-928-6321

Benchmark Homes, Inc.
Lance Toifel
251-473-8600

D.R. Horton
Kent Gibson
251-543-7220

Dan Mooney Custom Homes
Dan Mooney
251-625-1976

David Stapleton Builders, Inc.
David Stapleton
251-626-8139

Fairhope Custom Homes, LLC
Jeremy Friedman
251-463-1899

Gooden Homes
Lydia Edwards
850-476-6764

GRW Company, Inc.
Gary Woodham
251-421-2905

Hamilton Brother Builders, LLC
Paul Hamilton
251-680-6671

John Eckenstaler Builders, Inc.
John Eckenstaler
251-623-0825

Lippincott & Lemongrass Design & Construction
Chad Lippincott/Delia Pierce
251-929-1227

McElmurry Homes, Inc.
Mike McElmurry
251-990-9798

McLaughlin Builders, Inc.
Mike McLaughlin
251-990-3525

Milestone Homes
Donald Long
251-404-1801

MTB Custom Builders, Inc.
Todd Boothe
251-753-2217

New Haven Homes, LLC
Christian Augustin
251-379-0657

Paracel Custom Homes
Jeff Godfrey
251-979-5144

Pickering Builders, Inc.
Jimmy Pickering
251-605-9910

Prestige Development, Inc.
Cain Roberds
251-928-8756

Stone Creek Development, LLC
Rance Reehl
251-990-6622

Trite Builders, LLC
Brian Wright
251-379-4889

Waller Builders, Inc.
Christie Waller
251-510-0647

Baldwin County Home Builders Association
916 Plantation Blvd.Fairhope, Alabama 36532

Phone: (251) 928-9927 Fax: (251) 928-9929

For an Approved FHA Appraiser and Certified Residential
Real Property Appraiser, contact Albert Marshall Cheney with
Cheney Appraisal Services, 251-533-2424 (Business/Mobile),
Albert@CheneyAppraisalServices.com (Email), or go to web links,
http://www.CheneyAppraisalServices.com and
http://www.MobileAlabamaFHARealEstateAppraisers.com
for much more information.