Tips On Reading A Home Inspection Report In Baldwin County And Mobile County of Alabama!

When interviewing a home inspector within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, ask the home inspector what type of report format he or she will provide for you. There are many styles of home inspection reports used by property inspectors, including the checklist, the use of computer generated inspection programs and the narrative style.


Some home inspection reports are delivered on site but most may take as long as 4 to 6 delivery days. All of the home inspection report systems have pros and cons.


The most important issue with a home inspection report is the descriptions given for each item or component. A home inspection report which indicates a condition as “Good,” “Fair” or “Poor” without a detailed explanation is vague and can be easily misinterpreted by a reader. An example of a vague condition would be:


Kitchen Sink: Condition – Good, Fair or Poor.


None of these descriptions will give the homeowner enough of a reason for the problem. Does the sink have a cosmetic problem? Does the home have a plumbing problem? A good home inspection report should supply you with enough descriptive information about the home’s condition and its site. An example of a descriptive condition is:


Kitchen Sink: Condition – Minor wear, heavy wear, damaged, rust stains, or chips in enamel finish. The recommendation is sealing the sink around the counter top.


As you can see, this narrative description includes a recommendation for repair. Narrative home inspection reports without recommendations for repairing deficient items may be difficult to comprehend if you have limited knowledge of construction.


You should take the time to carefully read your home inspection report and become very familiar with its comments and recommendations. Your home inspection report should have a legend, key, symbols or icons which will assist in understanding your report. It is much easier to understand the overall condition of a home if a home inspector provides sufficient information. Therefore, interview and carefully choose your home inspector wisely.


At the end of the inspection, your home inspector may provide a summary with a question and answer period. Use this opportunity to ask questions regarding terms or conditions you may lack familiarity. An experienced home inspector should be able to explain confidently with answers to your questions. If for some reason a question cannot be answered at the time of the inspection, the home inspector should research the question and obtain an acceptable answer for you. For instance, if the home inspector’s report states that the concrete foundation has common cracks. Then, consider asking, “Why are they common cracks?” An appropriate answer might be: “Common cracks are usually due to normal concrete curing and or shrinkage.”


Cheney Appraisal Services recommends that you accompany your home inspector through the entire inspection if at all possible. By doing this, it should help you better understand the condition of the home and the details of the inspection report.


Again, read the home inspection report completely and understand the condition of the home you are about to purchase. After all, it is more than likely, one of your largest investments you will ever make!


Below are most of the home inspection companies to assist you within The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama (Bay Minette, Bayou La Batre, Belle Fountaine, Bon Secour, Calvert, Chickasaw, Chunchula, Citronelle, Daphne, Dauphin Island, Eight Mile, Elberta, Elsanor, Fairhope, Foley, Fort Morgan, Grand Bay, Gulf Shores, Hollingers Island, Irvington, Josephine, Kushla, Lillian, Loxley, Malbis, Magnolia Springs, Marlow, Mauvilla, Miflin, Mobile, Montrose, Mount Vernon, Ono Island, Orange Beach, Oyster Bay, Perdido Beach ,Perdido, Point Clear, Robertsdale, Saraland, Satsuma, Semmes, Silverhill, Spanish Cove, Spanish Fort, Stapleton, Stockton, Summerdale, Theodore, Whistler, Wilmer, Wolf Bay).


Please also check resources, such as, online telephone directories for other home inspection companies. A client, homeowner and or visitor should always interview a home inspector before contracting their services.


http://www.amerispec.com/

http://cartierinspections.com/

http://www.hometeaminspection.com/

http://www.homesouthinspections.com/

http://www.affordable-home-inspections.com/

http://www.nahi.org/al-alabama-home-inspector.asp


Are you looking for Alabama Appraisers, Alabama Certified Appraisers, Alabama FHA Appraisers, Alabama Appraisers Baldwin County, and Alabama Appraisers Mobile County? Then always remember, Al Cheney, Cheney Appraisal Services, “Certified FHA” Appraiser, when ordering home appraisals within Baldwin County and Mobile County, Alabama. Call (251) 533-2424 with your order and questions.


Are you looking for other appraisers in the southeastern part of the United States? Well, Cheney Appraisal Services is continually updating its web site with listings and web links to “Certified FHA” Appraisers in other major cities and towns of Alabama as well as in Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee and Texas.

Alabama Certified FHA Appraisers in Baldwin County, Mobile County and city of Mobile! Al Cheney can assist Appraisal Management Companies and Lenders!

Looking for "Certified FHA" Home Appraisers in Baldwin County and Mobile County of Alabama?

Then look no further than Al Cheney, Cheney Appraisal Services, for "Certified FHA" Residential Appraisals along the Gulf Coast of Alabama.

Al Cheney completes appraisal reports in the city of Mobile as well as Daphne, Fairhope, Montrose, Mullet Point, Point Clear, Spanish Fort (the Eastern Shore), Bay Minette, Chunchula, Creola, Dauphin Island, Loxley, Robertsdale, Saraland, Satsuma, Silverhill, and other small communities within "The Mobile Bay Metro Area."

Al Cheney, License Number ALR00060, is an Alabama "Certified" Residential Real Property Appraiser for the State of Alabama and a FHA Approved Appraiser with over 30 years experience in the local real estate industry.

Are you an owner looking to sell your home in the Mobile, Alabama area? Cheney Appraisal Services offers only a $225 full appraisal report fee within the city limits of Mobile and a $250 fee for all other areas within Baldwin County and Mobile County.

Are you an appraisal management company or lender requiring a "Certified FHA" appraisal report for a client's loan? Cheney Appraisal Services offers special pricing for each "Certified" appraisal report. Please call 1-251-533-2424 and let's discuss arrangements.

Al Cheney will give you a specially designed and targeted appraisal report with a derived value opinion estimate, value range estimate, and or other necessary marketing information to assist you with your appraisal report requirements. Order your "Certified," specialized, and professional appraisal report today. Call Al Cheney and let's talk about your appraisal assignment!

Please also visit Al Cheney's other growing websites over the coming months and years to come, http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/, http://www.RealtyLeaders.biz/, http://www.MobileAlabamaFHARealEstateAppraisers.com/, and http://www.RealtyAgentPros.com/.

Are you ready to order your city of Mobile, Alabama, Baldwin County or Mobile County appraisal assignment? Then, please send assignments by email to Albert@CheneyAppraisalServices.com or AlbertCheney@Comcast.net with your assignment (attaching an order as pdf is recommended) and any comments, suggestions and questions! If you need to facsimile the appraisal assignment, then use 1-251-252-7737 for sending appraisal orders.

The mailing addresses for Cheney Appraisal Services are Post Office Box 7907, Spanish Fort, Alabama 36577-7907 or Post Office Box 8888, Mobile, Alabama 36689-0888.

Historic Mobile is always filled with adventures and events each week of each year. Walk around downtown Mobile or take a walking tour of the historic homes and feel the presence of the past—Mobile’s history and its people.

Also, consider the following November events
in the downtown area of historic Mobile.

The “Greek Fest” is from the 5th to the 7th of November, 2009 and experience the sights and sounds of a “Holiday in Greece!” The event is located at the Annunciation Greek Orthodox Church on Ann Street between Dauphin Street and Government Street. A delicious “Taste of Greece” with entertainment on the grounds of the Hellenic Center next to the church always has many people enjoying live Greek dancing and music. There will be an abundance of wonderful traditional food, such as, roast lamb, Grecian chicken, dolmathes, pastichio, spanakopita. For more information visit this site, http://www.GreekFestMobile.org/, or call (251) 438-9888.

The “Lighting of the Trees” celebration will be held on Friday, 20th November 2009, in downtown Mobile’s Bienville Square beginning at 5pm. Join Santa as the holiday season is kicked off! There will be holiday sights and sounds to amaze. Between the Holiday Gift & Farmers Market, festive children's activities, carolers and crafts, and other local entertainment all evening, there is sure to be something for children of every age. For more information visit this site, http://www.NCSMobile.org, or call (251) 208-7540.

A world of entertainment awaits you at the annual “Mobile International Festival” at the Mobile Civic Center Main Arena on Saturday, 21st November 2009, from 10:00 am to 5:00 pm! The Gulf Coast’s premier international cultural event is celebrating 25 years of exciting family fun. Enjoy the adventure of firsthand experience of varied cultures. See the arts and crafts, hear the sounds, be entertained, participate in children's activities and taste the flavors of the world. For more information, please visit this site, http://www.MobileInternationalFestival.org, or call (251)470-7730.

Looking for city of Mobile “Certified” Home Appraisers in historic downtown?
Then look no further than Al Cheney, Cheney Appraisal Services, for “Certified” Residential Appraisals and FHA Appraisals in the historic areas of downtown and midtown areas.

Al Cheney also covers other outlying areas of
Mobile County, Baldwin County, and the Eastern Shore
(Daphne, Fairhope, Montrose, Mullet Point, Point Clear, Spanish Fort).
Al Cheney is an Alabama “Certified” Residential Real Property Appraiser
for the State of Alabama and a FHA Approved Appraiser,
with over 30 years of real estate experience.

Are you an owner looking to sell your home in historic Mobile? Cheney Appraisal Services offers only a $225 full appraisal report fee within the city limits of Mobile and a $250 fee for all other areas within Baldwin County and Mobile County.

Al Cheney will give you a specially designed and targeted appraisal report with a derived value opinion estimate, value range estimate, and other necessary marketing information to assist you in selling your home. If you are unsure of what asking price to offer, then isn’t having a “Certified,” specialized, professional appraisal report your answer for a more
targeted marketing strategy and a quicker sale of your home?
Call and talk to Al Cheney today!

Please visit these web sites, http://www.CheneyAppraisalServices.com, http://www.MobileAlabamaFHARealEstateAppraisers.com, and http://www.RealtyLeaders.biz for more information on fees, services,
Mobile’s history and real estate, and the Mobile Bay Metro Area,
Baldwin County and Mobile County of Alabama.
Call Al Cheney at (251) 533-2424 with any additional questions.

Are you ready to order your city of Mobile, Alabama appraisal assignment?
Then, please click this web site link, https://cheneyappraisalservices.appraiserxsites.com/iFrame.aspx?FileName=client.x&ReferrerGUID=d4142893-75d8-4681-997d-eaa83d48b8cb#top, an online ordering system for your convenience. You may also send your city of Mobile
appraisal assignment order by facsimile, (251) 252-7737.

The mailing address is Cheney Appraisal Services,Post Office Box 7907, Spanish Fort, Alabama 36577-7907.

"It Could Be Raining Economic Projects' Money In The City Of Mobile And Around The Mobile Bay Metro Area!" Comments And Opinions By Al Cheney

The city of Mobile and the other communities within the Mobile Bay Metro Area (Baldwin County, Mobile County, Alabama) have the opportunity to capture many more economic projects if, as area businesses and residents, we continue to stand together "as one!"

We must all participate in the promotion of our area, whether it's in a small way or a big way. You can contribute with only a smile to a weary traveler visiting our area (they might be moving here or relocating their business) or keeping the trash picked up around your home. Landscaping, mowing the lawn, or volunteering to assist with your educational talents are certainly other ways to place your positive mark upon our metropolitan bay area.

Also, even more small and large businesses should consider banding together, promoting our area through worthwhile local civic, economic and marketing projects. It is through these ongoing positive efforts and promotional projects which will continue to keep us progressive, in contention for even more economic opportunities and, certainly, noticed by outsiders looking in. These outsiders just might want to jump right in with us, so they can also experience the economic flurry of opportunities. Our local assets and opportunities to compete surround each of us every day. So open your eyes widely, see the possibilities and potential, and the next time you look into a mirror, realize that you are looking at one of our greatest assets!

It could be raining economic projects' money in the Mobile Bay Metro Area, so here are some recent newsworthy articles (links below) for your reading. Let these articles stoke your embers of creativity and professionalism, and turn them into your flames of positive ideas and possibilities!

http://blog.al.com/live/2009/10/forbes_columnist_gives_mobile.html

http://www.nytimes.com/2009/10/28/realestate/commercial/28alabama.html?_r=2&ref=business

http://www.baldwincountynow.com/articles/2009/10/29/local_news/doc4ae87e66ae3dc680435966.txt

http://www.wkrg.com/alabama/article/auto-plant-in-bay-minette/379896/Sep-24-2009_1-48-pm/

http://www.wkrg.com/alabama/article/big-economic-honor-for-mobile1/100846/Jun-12-2009_8-50-pm/

Please send me your comments, opinions and suggestions.

____________________________________

Al Cheney is a native of southern Alabama and a graduate from the College of Business and Management Studies, University of South Alabama. Al Cheney has maintained an active real estate broker's license for thirty-six years and president of his company, Realty Leaders Corporation. Of course, most people know Al Cheney as a Certified Residential Real Property Appraiser and FHA Approved Appraiser with over 30 years experience. Al Cheney also has past experiences and professional involvement with advertising, graphics, photography, marketing and writing.

"Two Economic Projects Which Will Promote Growth For Bay Minette, Alabama And The Mobile Bay Metro Area!"

Bay Minette, Alabama may capture two large economic projects benefiting the town as well as the Mobile Bay Metro Area.

Earlier in October, HK Motors indicated its strong interest in wanting to build an automobile plant in the northern part of Bay Minette.

Now, an economic project in the aerospace industry has set its sights on Bay Minette. The announcement will be on Monday, 26th October, according to news sources.
______________________________________________________

Looking for Bay Minette, AL Home Appraisers? Then, look no further than
Cheney Appraisal Services for all “Certified” Home Appraisals in Bay Minette.
Al Cheney also covers all of the Eastern Shore
(Daphne, Fairhope, Montrose, Mullet Point, Point Clear, Spanish Fort)
as well as other areas within Baldwin County, Alabama.
Al Cheney is an Alabama “Certified” Residential Real Property Appraiser,
FHA Approved Appraiser, with over 30 years of real estate experience.

Are you an owner looking to sell your home? Cheney Appraisal Services offers only a $225 full appraisal report fee within the city limits of Mobile and a $250 fee for all other areas within Baldwin County and Mobile County. Al Cheney will give you a specially designed appraisal report with a derived value opinion estimate, value range estimate, and other necessary marketing information to assist you in selling your home. Are you unsure about what sale price to offer? Then isn’t having a “Certified,” specialized, professional appraisal report your answer for a more targeted marketing strategy and a quicker sale of your home?
Call and talk to Al Cheney today!

Please visit these web sites, http://www.CheneyAppraisalServices.com, http://www.MobileAlabamaFHARealEstateAppraisers.com, and http://www.RealtyLeaders.biz for more information on fees, services,
Bay Minette real estate, and the Mobile Bay Metro Area,
Baldwin County and Mobile County of Alabama.
Call Al Cheney at (251) 533-2424 with any additional questions.

Are you ready to order your Bay Minette appraisal assignment?
Please click this web site link, https://cheneyappraisalservices.appraiserxsites.com/iFrame.aspx?FileName=client.x&ReferrerGUID=d4142893-75d8-4681-997d-eaa83d48b8cb#top, an online ordering system for your convenience. You may also send your Bay Minette appraisal assignment order by facsimile, (251) 252-7737.

The mailing address is Cheney Appraisal Services, Post Office Box 7907, Spanish Fort, Alabama 36577-7907.
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Are You Wanting To Live Near Fairhope, Alabama? Appraisers In The Fairhope Area Say, Look At "Stone Creek" As A Possible Place To Live!

The Stone Creek Subdivision is located along the east side of Alabama State Highway 181, approximately 2 miles south of Fairhope Avenue, and about 4 miles East Southeast from the town center of historical Fairhope, Alabama.

Stone Creek, Phase 1, Subdivision was developed on around 330 acres, formerly a hunting preserve. This first phase has 78 lots per record with about 18 common area & green belt parcels.

The developer’s concept is a village community with a lodge, rock water features, stocked lakes, swimming pool, tennis courts, village shopping center, walking trails and a wetland preserve.

The majority of the homes will range from 2,400+- square feet to 4,500+- square feet with primarily four bedrooms and three to four bathrooms. There are only a couple of homes having three bedrooms and one home having six bedrooms according to the online records.

The Average List Price is around $443,462 for the month of October 2009, down $54,624+- when compared to July 2009 having an Average List Price of $498,086.

The Average Sale Price is around $485,583 for the month of October 2009, down only $1,384+- when compared to July 2009 having an Average Sale Price of $486,967.

The Listing Price To Sales Price Ratio is now approximately 90.986% for the month of October 2009. The month of July 2009 the ratio was 98.02%.

The REALTOR online records indicates the Lowest Price Listing is now $381,500 for the month of October 2009 (July 2009 was $369,900.). The Highest Price Listing is now $573,500 (July 2009 was $795,000.).

The Stone Creek "Months Of Housing Supply" calculates to be around 11.94 months for the list to sale time period. Although, Stone Creek appears to have more stable property values when reviewing the calculated inventory analysis for the subdivision.

The above information was obtained from the Baldwin County Association of REALTORS, Albert M. Cheney, Certified & Approved FHA Appraiser, (251) 533-2424, is an associate member of this REALTORS’ organization. (Appraisers Daphne, Fairhope, Spanish Fort, Alabama)

“Mobile County, Alabama 3rd Quarter Real Estate Activity Statistics,” Provided By Al Cheney, Certified FHA Real Estate Appraisers

The third quarter, 1st July 2009 to 30th September 2009, indicates at least 984 sales within Mobile County, Alabama according to online REALTOR information records. The 984 sales include condominiums & townhouses, manufactured homes, new construction homes and single family older homes.


The approximate 27 condominiums & townhouses had an average sale price of $162,727. The approximate 18 manufactured homes had an average sale price of $40,503. The approximate 131 new construction homes had an average sale price of $182,797. The approximate 808 single family older homes had an average sale price of $137,420.


The average days on market (dom) for the third quarter was around 81 days and the average sale price per square foot was $77.33+-.


The third quarter indicates more new construction in west Mobile, south of the Mobile Regional Airport, and in Semmes, Alabama when compared to other areas of Mobile County. Most of the single family residential or home sales occurred in the areas north and south of Cottage Hill Road, west Mobile, Semmes and in the Midtown area near downtown historic Mobile, Alabama.


The average sold terms for the third quarter was CASH (24.9%), CONVENTIONAL (24.83%), FHA (41.07%), VA (6.17%) and OTHER-ASSUMPTION, AUCTION, VENDOR LIENS (3.03%).

Call Al Cheney at (251) 533-2424 for more information about Baldwin County and Mobile County of Alabama or write to Cheney Appraisal Services, Post Office Box 7907, Spanish Fort, Alabama 36577-7907 or visit these web sites, http://www.CheneyAppraisalServices.com, http://www.MobileAlabamaFHARealEstateAppraisers.com and http://www.RealtyLeaders.biz for even more information, periodically updated to assist you!